I.     INSURANCE TERMS AND CONCEPTS......................................................6

    A.    Insurance

    B.    Insurable interest

    C.    Actual cash value

    D.    Indemnity

    E.    Indebtedness

II.    CREDIT INSURANCE................................................................................15

    A.    Types of Credit Insurance

        1.    Consumer credit Insurance
               Ref. 21.48.060, 21.57.160, 3 AAC 28.352

                a.    Credit life

                b.    Credit disability

                c.    Credit unemployment

        2.    Other forms of credit insurance

                a.    Credit property

                b.    Mortgage life

                c.    Mortgage guaranty

               Ref. 21.12.110

                d.    Mortgage disability

                e.    Guaranteed automobile protection

    B.    Consumer Credit Insurance

        1.    Definitions

               Ref. 21.57.160

                a.    Creditor

                b.    Debtor

                c.    Credit transaction

                d.    Net debt

                e.    Open-end consumer credit

        2.    Rates

               Ref. 3 AAC 28.350

        3.    Requirements

               Ref. 21.48.060, 21.57.50, 21.57.060, 21.57.070

        4.    Disclosure requirements

               Ref. 21.57.055

        5.    Selection rights of the insured

               Ref. 21.57.120

        6.    Term of coverage

               Ref. 21.57.040, 21.57.050, 21.57.120

        7.    Standard coverage

               Ref. 3 AAC 28.335

        8.    Limitations of coverage

               Ref. 21.57.050, 3 AAC 28.335

        9.    Benefits

               Ref. 21.57.060, 3 AAC 28.320, 3 AAC 28,352

        10.  Amount of insurance

               Ref. 21.57.040

        11.  Termination

               Ref. 21.57.050

        12.  Refunds

               Ref. 21.57.050, 21.57.090

III.    ALASKA LAW, RULES AND REGULATIONS

         COMMON TO LIFE, HEALTH (ACCIDENT AND

         HEALTH), PROPERTY, CASUALTY, AND

         PERSONAL LINES INSURANCE ...........................................................30

    A.    Insurance Director ....................................................................................3

        1.    Board power

               Ref. 21.06.010, 21.06.080 through 21.06.100

        2.    Adoption of regulations

               Ref. 21.06.090

        3.    Examination of records

               Ref. 21.06.120 through 21.06.160, 3AAC 23.540, 21.27.350

        4.    Notice and hearing

               Ref. 21.06.180 through 21.06.250

        5.    Penalties

               Ref. 21.09.160, 21.09.260, 21.27.440, 21.36.320, 21.90.020

    B.    Definitions ................................................................................................5

        1.    Admitted (authorized) and non-admitted companies

               Ref. 21.90.900, 21.34.900

        2.    Domestic, foreign, and alien

               Ref. 21.90.900

        3.    Stock and mutual

               Ref. 21.69.700, 21.69.710

        4.    Premiums

               Ref. 21.90.900, 21.27.360

        5.    Transacting insurance

               Ref. 21.90.900

        6.    Certificate of authority

               Ref. 21.09.010, 21.09.020, 21.09.110, 21.09.120

        7.    Fratemais

               Ref. 21.84.900 (7)

C.    Licensing ....................................................................................................7

    1.    License required

           Ref. 21.27.010 through 21.27.900, 21.90.900

        a.    Insurance producer

               Ref. 21.27.530 through 21.27.570, 21.27.010 through 21.27.460

        b.    Managing general agent

               Ref. 21.27.590 through 21.27.620, 21.27.010 through 21.27.460

        c.    Surplus lines broker

               Ref. 21.27.790 through 21.27.820, 21.27.010 through 21.27.460,
                      21.34.010 through 21.34.900

        d.    Independent adjusters

               Ref. 21.27.830 through 21.27.860, 21.27.010 through 21.27.460

        e.    Firm Licenses

               Ref. 21.27.140, 21.27.900

        f.    Individual in the firm licenses

               Ref. 21.27.140, 21.27.900

        g.    Resident

               Ref. 21.27.900

        h.    Nonresident licensees

              Ref. 21.27.060, .21.27.270

        i.    Exceptions

              Ref. 21.90.010, 21.27.010

        j.    Company appointments

              Ref. 21.27.100, 21.27.110, 21.27.550

    2.    Maintenance of license

        a.    Renewal

               Ref. 21.27.330, 21.27.380

        b.    Denial, Nonrenewal, Suspension or Revocation

               Ref. 21.27.410 through 21.27.430

D. Marketing Practices ....................................................................................15

    Ref Ch. 36

    1. Unfair Practices

        a.    Unfair claims methods and practices

               Ref. 21.36.125

        b.    Rebating

               Ref. 21.36.100, 21.36.120
        c.    Twisting

               Ref. 21.36.050

        d.    Misrepresentation

               Ref. 21.36.030, 21.42.110

        e.    Defamation

               Ref. 21.36.070
        f.    Unfair discrimination

               Ref. 21.36.090, 21.36.120

        g.    Boycott, coercion, and intimidation

               Ref. 21.36.080, 21.36.165

    2.    Premium financing

            Ref. 21.36.122, 3AAC 23.210 through 390, 3AAC 23.900

    3.    Fiduciary responsibilities

            Ref. 21.27.360 21.27.365, 21.27.410, 21.36.360, 3AAC 23.520,
                   3AAC 23.530, 3AAC 23.590, 3AAC 23.600
    4.    Compensation of Licensees

            Ref. 21.27.370, 21.09.250, 3AAC 23.900

    5.    Required records and record retention

            Ref. 21.27.350, 21.36.060

    6.    Advertising

            Ref. 21.36.040

    7.    Controlled business

            Ref. 21.27.030

    8.    Immunity from reporting fraudulent claims

            Ref. 21.36.390

    9.    Alaska Insurance Guaranty Association

            Ref. 21.79.040 through 21.79.070