- Monthly payments are made while the
customer is unable to work due to covered sickness, illness, accident,
or injury
- Protects one of your most valuable
assets--your credit rating
- Protects your level of income
- Income frequently goes down and
expenses frequently go up with a disability
- No physical required
- No occupational restrictions
- Not rated by age, job, hobbies,
health, gender, or smoking status
- Pays in addition to any other
coverage you may already have
- Coverage begins immediately
- Refund of unused portion (rule of
78's)
- Cannot be canceled by the company,
only by the insured
- Protects your savings account
- Benefits are non-taxable
- Tailored to the monthly payment
- Pays directly to creditor
- Conveniently included in monthly
payments
- Unlimited number of claims
- Do not have to be hospitalized to
collect, just under a doctor's care
- Hospitalization seldom pays 100%
- Peace of mind
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