2. That service contract is too expensive.

3. I trade every two or three years so I won't need one.

4. The consumer guide (or other third party) said not to purchase one.

5. Well it it is going to brake, it will probably happen during the first 36 months or 36,000 miles.

6. I had one on my last vehicle and never used it.

7. I had one on my last vehicle and nothing was covered.

8. I am purchasing a quality product, it better not break down.

9. I have my own mechanic.

10. I'll just get it later.

11. I can get it cheaper somewhere else.

12. I can't afford the payment.